The easiest way to convert more prospects into borrowers

Optimize your loan underwriting with Flinks IBV & Analytics platforms. With coverage on over 10,000 financial institutions in the US & Canada, Flinks helps you approve more loans, faster.

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Trusted by world-class companies

Put Flinks to work for you


Invite your customers to connect to their bank accounts easily and securely via Flinks Connectivity.


Access consumer or commercial borrowers’ financial data and enhanced analytics reports directly within the Flinks Client Dashboard.


Pick the data points the most relevant to you, tailor your selection of insights, and integrate them into your decision-making.

Step 1


World-class quality data you can count on

With coverage on over 10,000 financial institutions in North America, Flinks IBV aggregates your customers’ raw financial data in real-time and outputs cleaned, classified, up-to-date data.

| Our clients in the lending space saw up to a 30% increase in conversion rates after switching from their previous banking APIs/IBVs to Flinks.

Step 2


Prebuilt data packages optimized for consumer and commercial lenders

Choose from nearly 2000 lending-specific attributes that provide enriched data output via our Attributes library and from 7 preselected package/use cases.

  • ✓ Employer & non-employer income
  • ✓ Trends of total deposits
  • ✓ # of NSF fees & stop payments
  • ✓ Average monthly total free cash flow
  • ✓ Outstanding micro-loans
  • ✓ And much more
Step 3


Tailored insights fuel your loan decisions

Flinks data enrichment platform maximizes the full value of your customers’ transactional data by allowing you to select data points that matter to your business.
No more generic “one-size-fits-all” reports.

Transform your lending experience with banking data

  • Institutions

  • KYC

  • Account

  • Transactions

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Solutions for

Personal lending

From instant bank verification, digital KYC, income analysis to fraud detection, Flinks built an end-to-end solution for payday lenders, installment lenders, fintech lenders, and retail finance so that you don’t have to.

Commercial lending

Flinks supports full-fledged risk analysis for commercial lenders by empowering easier SMB loan prequalification, as well as offering a seamless digital journey towards commercial loan origination.


Whether you are mortgage lenders, brokers and issuers, or real estate and property managers, Flinks powers you to verify tenants and homebuyers, build compliant audit trails, and onboard more customers.


Integrate Flinks with your existing CRM, LOS, or LMS without any hassle. We power your underwriting workflow and help you make smarter loan decisions by building trusted partnerships.

“With better intelligence, we make better decisions. Flinks helped us lower our default rate.”
Dustin Canuel, Chief Operating Officer, NCR
“It’s all about understanding our customers—and Flinks provides the best insight into consumer behavior that exists.”
Tyler Thielmann, VP of Consumer Lending, Spring Financial
“We use Flinks every time we underwrite loans, which includes every time we renew the customer. We instantly pull financial information as a part of the application process and now we get constant data to make better decisions faster.”
David Gens, CEO, Merchant Growth

Interested in learning more?

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