The financial data infrastructure powering innovation

Connect users' bank accounts, turn data into actionable insights, and deliver a winning open banking program.

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Data tools for connected financial services

  • Connect
  • Enrich
  • Outbound

Connect customers' banking account

The best way to connect your users' bank accounts and to collect data. OAuth connectivity increases conversion rates with reliable data capture. From KYC to transactions, statement and void cheque upload we got you covered.

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Get actionable data insights

Turn raw transaction data from any aggregator into actionable insights. Make sense of banking data to power more accurate credit decisioning.

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Deliver a winning open banking program

Build your own open banking program, fit for many data-sharing use cases. Drive volume instantly, thanks to Flinks' network.

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Why Flinks?
Winning with open banking goes far beyond just technology and APIs. Our extensive network of third-party applications that millions of Canadians are already using can become your launchpad.

Build the financial institution of the future

Pick your industry. We’ll show you what the future holds.


Optimize your consumer and commercial loan underwriting.

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Digital Banking

Innovate faster to keep up with evolving needs and expectations.

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Facilitate EFT/ACH with the best routing coverage in the market.

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Deliver the next leading fintech product using financial data.

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Wealth Management

Let users connect their investment accounts from over 75 platforms.

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Client stories

“With Flinks we’re able to onboard thousands of clients daily in a matter of minutes, making a complex process as simple and frictionless as possible.”
Laura Lampe,
Senior Director of Operations

Find how Wealthsimple leverages Flinks’ data layer to set the new standard in user onboarding: a quick, intuitive, and friendly experience.

“Over 60% of PayBright customers use Flinks as a way to repay their loans. This is very powerful.”
Madge Rumman,
Senior Director of Product

Find out why PayBright relies on Flinks to perform critical functions powering its POS instalment payment solution.

“With just a few steps, our customers can authenticate themselves and connect their bank accounts for payment within a matter of seconds.”
Andrew Boyajian,
Head of North American Banking

Wise delivers instant and convenient money transfers (EFT). Here's how Flinks helps make it happen.

“With better intelligence, we make better decisions. Flinks helped us lower our default rate.”
Dustin Canuel,
Chief Operating Officer

Find out how digital lender NCR Financial uses Flinks to gather its customers’ transaction history and make instant, automated underwriting decisions.

“Files are securely transferred from our front-end, which is powered by Flinks, to our document repository system for safe-keeping. It has made things a lot easier for our clients.”
Paul von Martels,
Vice President, Prime & Reverse Mortgage Credit

Learn how EQ Bank uses Flinks' products to transform their mortgage approval process and deliver a smooth, digital experience.