Convert more borrowers while minimizing fraud
Accelerate loan approvals, reduce fraud and default risks, and streamline repayment management—all with a single powerful solution.
The challenges for lenders today
Inefficient manual processes
Manual data collection and loan origination processes drive up operational costs, limiting scalability and borrower reach.
Growing fraud risks
Sophisticated fraud tactics, like advanced document manipulation, make detection increasingly difficult.
Evolving borrower expectations
Modern borrowers demand faster, more seamless loan experiences, pushing lenders to adapt or risk losing market share.
How Flinks can help
Smarter, faster credit decisions
Unlock valuable behavioural insights and streamline cashflow analysis to power more confident, efficient underwriting.
Convert more borrowers
Automate your loan application process and improve your conversion rates at scale with our instant bank verification (IBV) and income verification.
Fraud and default protection you can trust
Detect fraud and assess default risks with advanced tools that flag suspicious activities, NSFs, stop payments, document inconsistencies, and more.
Convert more customers, faster arrow_forward
Easily gather data however you want to – direct bank connections, user uploaded bank statements, or broker-shared documents. Flinks verifies and standardizes this data, simplifying and optimizing your lending operations.
Unlock deep borrower insightsarrow_forward
Access over 6,000 enriched data points covering the ins and outs of your borrowers. Seamlessly integrate these insights into your LMS/LOS to power your credit decisioning and advanced modelling.
Set schedules and process repayments in one flow arrow_forward
Offer borrowers a smooth experience to connect their bank accounts, validate information, authorize transactions, set up payment schedules, and repay loans—all in one seamless process.
Flinks supports all types of lending
Optimize your onboarding and underwriting processes
Approve and onboard in minutes
Speed to loan approval is pivotal to serving more borrowers. Instantly verify your borrowers, including identity, income and employment, and automate loan approvals.
Creditworthiness beyond credit scores
Credit scores don’t paint a full picture of your borrowers’ creditworthiness. Get a full picture of your borrower in recency and behavioural that help inform your underwriting decisions.
Why lenders work with Flinks
A vast network of financial institutions across North America
With coverage to more than 15,000 financial institutions, confidently serve every user.
Speed and reliability of our connections
Boost user conversions with our wide OAuth coverage and strong connection that offers 95%+ connection rate.
Ease and flexibility of integration
Flexible integrations that allow you to get started with minimal development.
Let’s chat.
Whether you're ready to start onboarding more customers, drive operational efficiency or have any questions, we're here to help.
Fill out the form and we'll connect you with the right member of our team.