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Enrich

Financial insights for smarter decisioning

Turn raw data into 4,500+ real-time attributes covering transactions, income, cash flow trends, liabilities, NSF, overdrafts, loan stacking, and more.

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Trusted by leading financial institutions and innovators

From raw data to decision intelligence in four simple steps

Connect
Connect your raw data

Choose from our aggregated financial data, uploaded documents or external sources.

Enrich
Organize and analyze

Flinks Enrich categorizes transactions and identifies trends to generate insights.

Visualize
Explore insights

Access insights through our no-code dashboard to monitor financial health and risk at a glance.

Integrate
Automate workflows

Use our APIs and webhooks to feed enriched data back into your systems and power smarter decisioning.

The Flinks difference

Flinks provides the intelligence layer that turns financial data into automation, insight, and opportunity.

Connect data from any source

Plug in aggregated bank data via Flinks Connect, verified documents through Flinks Upload, or CSV and JSON files with raw data from external providers like Plaid.

Automatically categorize transactions

Flinks Enrich analyzes up to 12 months of transaction history, categorizing income sources, expenses, liabilities, and fees — helping you save time and prevent mistakes.

Uncover cash flow trends

Evaluate income consistency, track balances over time, and detect liabilities with precision.

Flinks Enrich reveals cash flow trends, days with a negative balance, and loan breakdowns so you can assess each customer’s financial health and risk.

Visualize insights instantly

For customers who aren’t API-ready, Flinks provides a no-code, intuitive dashboard to explore financial insights without the need for engineering resources or complex integrations.

Integrate through APIs and webhooks

Retrieve complete attribute packages or customize API calls to access only the data you need.

Use webhooks to automatically receive refreshed insights every time an account updates.

Explore our API

We provide 4,500+ attributes to power smarter decisioning

Explore the different attributes that we offer.

Income arrow_forward

Employer income
Pension income
Non-employer income
Transaction breakdown
Government income
Average and total
Child support income
Trend and frequency
Social assistance income
And more

Credit Risk arrow_forward

Minimum balance
Loan payments
Days with negative balance
Utility payments
Employer income
NSF fees
Total deposits
Average monthly expenses
Monthly free cash flow
And more

Lending arrow_forward

Income attributes
Account age
Credit risk attributes
Purchasing trend
Employer income
Trend and frequency
Loan deposits
Average and total
NSF fees
And more

User Analysis arrow_forward

Income attributes
Recurring payments
Credit risk attributes
Debit activity trend
Average monthly payments
Credit activity trend
NSF fees
Average monthly expenses
Monthly free cash flow
And more

Business Analysis arrow_forward

Average monthly
Rent deposits
Average deposit
Trend
Last two deposit dates
Frequency
Sum per calendar month
Total detected
Insurance deposits
And more
Employer income
Pension income
Non-employer income
Transaction breakdown
Government income
Average and total
Child support income
Trend and frequency
Social assistance income
And more
Minimum balance
Loan payments
Days with negative balance
Utility payments
Employer income
NSF fees
Total deposits
Average monthly expenses
Monthly free cash flow
And more
Income attributes
Account age
Credit risk attributes
Purchasing trend
Employer income
Trend and frequency
Loan deposits
Average and total
NSF fees
And more
Income attributes
Recurring payments
Credit risk attributes
Debit activity trend
Average monthly payments
Credit activity trend
NSF fees
Average montly expenses
Monthly free cash flow
And more
Average monthly
Rent deposits
Average deposit
Trend
Last two deposit dates
Frequency
Sum per calendar month
Total detected
Insurance deposits
And more
Explore Attribute packages

Thousands of data points, unlimited possibilities

Here are just a few ways our customers use Flinks insights.

Verify income instantly

Predict repayment ability

Detect default risks early

Monitor borrower cash flow

Analyze deposit behavior

Build smarter budgets

Spot spending trends

Supercharge your underwriting

Launch financial products

Track business cash flow

Automate tax prep

Screen tenants with confidence

Validate rent payments

Verify utility payments

Assess credit risk

Uncover fraud signs

Onboard more customers

Monetize financial insights

“It’s all about understanding our customers—and Flinks provides the best insight into consumer behaviour that exists.”
Tyler Thielmann
President & CEO
Read case study

Explore our embedded finance solutions

Connect

Easily connect to your customer’s financial accounts.

Go to Connect

Upload

Automatically process documents and detect advanced fraud.

Go to Upload

Meet with an expert today

Book a 15-minute chat to see how Flinks can help you build seamless
financial experiences.

Discover how you can:

Onboard and verify clients in seconds
Power smarter decisioning with 4,500+ financial attributes
Get instant access to data from 15,000+ institutions
Authenticate documents and detect fraud automatically
Send and receive payments through one unified platform

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