Raw Data
Connect
Aggregate raw financial data in real-time, receive classified data attributes with our dynamic categorization engine.
Trusted by world-class companies
How it works
Attributes is the smart layer on top of raw retail and business banking data.
Use our world-class data enrichment and analytics engine to power your loan underwriting, product recommendation,
fraud detection, and any other data-driven user cases.
Use our world-class data enrichment and analytics engine to power your loan underwriting, product recommendation,
fraud detection, and any other data-driven user cases.
Connect
Transform
Utilize
Transform
Utilize
Model-Ready Usage
Transform
Apply or combine any filters, functions and formulas to your pre-categorized data, making it consumable and relevant to you.
Tailored Outputs
Utilize
Receive data with actionable insights, integrate them into your modeling process, and use them to better understand your customers' behaviour.
Use cases
Attributes enables you to take full advantage of customers’ financial data without the hassle of planning manual work or hiring large data science teams.
User Analysis
Obtain a comprehensive picture of your client’s financial situation with a combination of income, fraud, and risk insights.
Income Detection
Receive concise, actionable insights around your clients’ current streams of Income, separated into three main categories: Employment, non-employment & holistic.
Fraud
Speed up onboarding and fraud analysis using Transactional Data Elements as a flag system. Understand your customers activities, and automatically flag unusual accounts.
Credit Risk Analysis
Receive direct inputs for your credit risk models and transactional analysis through clear understanding of your client’s financial position, income metrics and contributing risk factors.
Customer Segmentation
Advanced customer segmentation drives higher retention rates and customer lifetime value.
Custom Attributes
Build thousands of Attributes to help you create better products or improve processes.
User Analysis Attributes Samples
Average monthly employer income
Average monthly non-employer income
Average monthly government income
Account age in days
Unusual recent account activity
Trend of employer income
Number of days with a negative balance
… Plus all the Attributes from Income Detection, Fraud, and Credit Risk Analysis packages
Income Detection Attributes Samples
Average monthly employer income
Sum of employer income deposits
Trend of employer Income
Average monthly government income
Average monthly non-employer income
Average monthly total free cash flow
Sum of total credits by month
Trends of total deposits
And more
Fraud Attributes Samples
Account age
Count of active days
Unusual recent account activity
Unusual recent debit activity
Sum of recent load deposits
Average monthly recurring payments
Recent balance trend
Recent to historical usage ratio
Credit Risk Analysis Attributes Samples
Average monthly employer income
Trend of employer income
Trend of non-employer income
Average amount of monthly utility & telecom payments
Number of days with a negative balance
Minimum balance across detected accounts
Count of NSF Fees
Average monthly micro-loan payments
And more
Customer Segmentation Attributes Samples
Organize information, establish patterns, and clarify your client’s needs to take relevant actions.
Break your prospect pool into small groups that can be targeted based on their different needs.
Custom Attributes Attributes Samples
Each data attribute reveals an aspect of your clients’ financial profile and consumer behavior.
Put them together like building blocks to create a far deeper understanding of your clients’ behavior.
To inquire about your custom Attributes packages, talk to an expert today.
Our difference
Out-of-the-box possibilities
Out-of-the-box Attributes library with 500+ attributes (and infinite custom possibilities).
Coverage
Available for both retail and business banking data.
Experience
Let us do the heaving lifting so that you can focus on building products and experiences that exceed your customers’ expectations.
Transform your customers’ financial data into actionable insights.
“It’s all about understanding our customers—and Flinks provides the best insight into consumer behavior that exists.”
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